Actually Basle capital accord can be perfected gradually through investigation and research on credit risk. 实际上巴塞尔资本协议也正是在不断的调查研究的基础上逐步得到完善。
The IRB approach is a method which is raised by The Basel Committee in the New Basle Accord.It has higher risk susceptibility. 内部评级法是新巴塞尔协议提出的衡量信用风险的一种方法,它具有更高的风险敏感度。