Information asymmetry is the source of consumer loan credit risks. 信息不对称是消费信贷信用风险产生的根源。
Capable commercial banks will be permitted to offer consumer credit,and will be encouraged to provide some new consumer loan products on a trial basis. 允许有条件的商业银行经批准开办消费信贷业务,鼓励商业银行试办一些消费贷款的新品种。