While private banks retrench, state ones are expanding their lending vigorously. 私人银行收缩的同时，国有银行大幅度扩张贷款规模。
With state banks offering savers paltry rates of interest, the under-the-counter ones simply offer more for deposits. 当国有银行仅仅给予储蓄者微不足道的利率时，地下钱庄却会给存款更多的利息。
